You have decided to buy a home in South Florida, but you are afraid about not having enough money to make the Real Estate transaction. Relax, you don't always need 20 percent of the home value for the down payment. If you are determined to buy a home, let's say a home that is priced $280,000, the down payment could be only 5 percent of it. That would be $14,000. This means that you should save about $1,200 or so every month in one year, unless you have already started the saving process a year ago... - Saving money to buy a home in South Florida

If you want to show the seller you are serious, you will want the earnest money deposit to be large. If so, make sure this deposit is a lesser amount of your writing offer... - Earnest Money Deposit in an offer to Buy a Home in Florida

When making a Real Estate transaction, there is always the same and old question: who is going to pay for what here? Many Real Estate Agents agree in that the seller pays the Real Estate commission, while some other say that the buyer is the one who pays for the commissions. Anyway, it all depends on how the sales contract has been made. - Florida Real Estate Articles - Real Estate Commissions: Who pays for what, the buyer or the seller?

If you are determined to buy a home in South Florida, the hiring of a Real Estate Agent is a must. The home buying process involves a number of important issues, particularly the financial ones, that can be mind-boggling without being properly assisted. A Real Estate Agent guides you through the entire home buying process and makes the experience feel like the greatest time in your lifetime. - Florida Real Estate Articles - Hiring a Real Estate Agent

If you are a first time homebuyer, your upcoming down payment to buy a home needs to be verified. Receiving money from a family member as a gift means that your lender will require a gift letter and for which he must provide a form to fill. The gift letter must be clear enough about these funds by stating that the money comes from a gift and that is not required to pay it back. The gift letter to buy a home is a requirement... - Mortgage Articles - Mortgage-Verifying Your Down Payment-The gift letter to buy a home

Well, a mortgage loan is described as a certain amount of money that you will borrow from a lender to buy the home of your dreams in South Florida. The home you want to buy will work as the mortgage key to secure the loan, it means the money that was given to you. If you don't pay the loan back, the lender will foreclosure on your property. Before making any financial decision, first thing you need to do is to hire a Real Estate Agent... - Mortgage Articles - What is a mortgage loan? Mortgage loan is...

Florida is very well known as a State with many beautiful cities for their beaches, recreational areas, parks, shopping, business opportunities in which Real Estate investments are included and more!