Mortgage Center

real estate calculatorBLUE ONE Realty provide a basic explanation of the mortgage process in order to help you be familiar with it by understanding how it works.

A mortgage basically permits you to obtain a loan from a lender so you can buy a home with that money. There are many options for you to get a home loan but the crucial part of the entire thing is that you need to choose the right loan and be approved for it. Ask yourself: how much can I afford? Don't know the answer? Use BLUE ONE Realty  home loan calculator here.

In BLUE ONE Realty we can help you get pre-approved for a home loan by analyzing your credit history the way the banks do, so you will certainly know the kind of mortgage payment you can afford.

Mortgage Payment

BLUE ONE Realty wants you to feel professionally assisted in every step of your home buying process. Use this online calculator to know more about interest rates, loan amounts, monthly principal payments and more! Try BLUE ONE Realty Mortgage payment calculator

Affordability calculator

This affordability calculator will give you the maximum amount you can afford for a mortgage payment based on the information provided. Try the Affordability calculator

Loan calculator

BLUE ONE Realty offers you this online loan calculator for you to compute the monthly payment based on the loan amount for which you qualified. Try the Loan calculator

Rent versus buy

See in real numbers how much you would be saving with a mortgage payment to buy a home compared to renting. Try the Rent versus buy calculator

Refinance calculator

BLUE ONE Realty provides this online refinance calculator for you to calculate how much you would be paying for a new mortgage based on the current loan for which you qualified to buy a home and the estimated value of the property. Try the Refinance calculator

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Buy a Home Articles

Tips to save money for the down payment You have dreamed with buying a home in South Florida for a long time. Now, it's time for you to wake up and start making your home dream a reality. Buying a home is the greatest decision in your life so you need to be prepared. Here are some useful tips to save money for the down payment... - Tips to save money for the down payment

Beware on buying a home with no down paymentYou have dreamed with buying a home in South Florida for years and, although you don't have the money to make the down payment, you feel encouraged by the fact of putting a small amount of it or nothing down on your mortgage... - Beware on buying a home with no down payment

Real Estate Articles

Investing in Real EstateWhen investing in Real Estate you can find two different types of positive cash flows: pre-tax and after-tax. A pre-tax positive tax flow happens when the income you collect is greater than expenses incurred. Although this kind of situation is not common, it is in general terms a safe Real Estate investment. - Florida Real Estate Articles - Investing in Real Estate: What is a positive cash flow?

Real Estate CommissionsWhen making a Real Estate transaction, there is always the same and old question: who is going to pay for what here? Many Real Estate Agents agree in that the seller pays the Real Estate commission, while some other say that the buyer is the one who pays for the commissions. Anyway, it all depends on how the sales contract has been made. - Florida Real Estate Articles - Real Estate Commissions: Who pays for what, the buyer or the seller?

Mortgage Articles

Mortgage - Buy a home in Florida StateThe quickest way to check on your money to buy a home is by getting everything documented in your account and giving copies of your most recent bank statements to your lender. If the money you have designated to make the down payment and pay the closing costs was in the bank for a long period of time and is covered by the bank statements, you will not have any problems. These are known as seasoned funds... - Mortgage Articles - Mortgage - Buy a home in Florida

Shopping for a mortgage to buy a homeBefore shopping for a mortgage, you must examine your finances carefully so you can determine which mortgage is better for you to purchase a home. You can qualify for a loan and your lender might offer you more than what you really can afford. You have the final decision in stocking your personal income with expenses included and that you will feel secure to handle both every month... - Mortgage Articles - Shopping for a mortgage to buy a home

Florida Cities

Florida CitiesFlorida is very well known as a State with many beautiful cities for their beaches, recreational areas, parks, shopping, business opportunities in which Real Estate investments are included and more!

Sell Your Home

By visiting this section you can be informed about the home selling process and for how much your home should be valued and more…! - Sell your Home in Florida

Become an Agent

Becoming a BLUE ONE Realty Agent is one of the best decisions you will make in your Real Estate careers, and as we all know, in Real Estate as in Life is all about making good decisions... - Become a Real Estate Agent

About Us

BLUE ONE Realty is a lot more than a Real Estate company. We are a team of professionals who know how important and stressful buying or selling a home could be... - About BLUE ONE Realty

Testimonials

Natalia has not only helped me with my primary residence but also with all my investment properties. Since 2004 Natalia has given me excellent service in a total of 9 purchases and sales operations which were executed in a fast and efficient manner. Not only her, but also her staff was always aware of every step of the process showing professionalism and knowledge. Being involved in real estate investment I have always chosen to work with Natalia since the first operation and will keep on doing so. Sold a Condo home in 2011 for approximately $200K in Brickell, Miami, FL.

I was trying to find the right place to rent in Doral area and she gave me a lot of options. She found the right place for me and get me the exact amount of money that I could paid. Great experience. Excellent knowledge in this field. I would recommend her services 100%. Helped me rent a home.