Mortgage Center

real estate calculatorBLUE ONE Realty provide a basic explanation of the mortgage process in order to help you be familiar with it by understanding how it works.

A mortgage basically permits you to obtain a loan from a lender so you can buy a home with that money. There are many options for you to get a home loan but the crucial part of the entire thing is that you need to choose the right loan and be approved for it. Ask yourself: how much can I afford? Don't know the answer? Use BLUE ONE Realty  home loan calculator here.

In BLUE ONE Realty we can help you get pre-approved for a home loan by analyzing your credit history the way the banks do, so you will certainly know the kind of mortgage payment you can afford.

Mortgage Payment

BLUE ONE Realty wants you to feel professionally assisted in every step of your home buying process. Use this online calculator to know more about interest rates, loan amounts, monthly principal payments and more! Try BLUE ONE Realty Mortgage payment calculator

Affordability calculator

This affordability calculator will give you the maximum amount you can afford for a mortgage payment based on the information provided. Try the Affordability calculator

Loan calculator

BLUE ONE Realty offers you this online loan calculator for you to compute the monthly payment based on the loan amount for which you qualified. Try the Loan calculator

Rent versus buy

See in real numbers how much you would be saving with a mortgage payment to buy a home compared to renting. Try the Rent versus buy calculator

Refinance calculator

BLUE ONE Realty provides this online refinance calculator for you to calculate how much you would be paying for a new mortgage based on the current loan for which you qualified to buy a home and the estimated value of the property. Try the Refinance calculator

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Buy a Home Articles

Saving money to buy a home in South FloridaYou have decided to buy a home in South Florida, but you are afraid about not having enough money to make the Real Estate transaction. Relax, you don't always need 20 percent of the home value for the down payment. If you are determined to buy a home, let's say a home that is priced $280,000, the down payment could be only 5 percent of it. That would be $14,000. This means that you should save about $1,200 or so every month in one year, unless you have already started the saving process a year ago... - Saving money to buy a home in South Florida

Buying a home in Sunny Isles BeachIf you are determined to buy a home in South Florida, you may want to start your home searching in Sunny Isles Beach. The benefits of buying a home in Sunny Isles Beach are uncountable. The first and most important one is what in Real Estate is called "location, location, location"... - Buying a home in Sunny Isles Beach: Location, location, location

Real Estate Articles

Investing in Real EstateWhen investing in Real Estate you can find two different types of positive cash flows: pre-tax and after-tax. A pre-tax positive tax flow happens when the income you collect is greater than expenses incurred. Although this kind of situation is not common, it is in general terms a safe Real Estate investment. - Florida Real Estate Articles - Investing in Real Estate: What is a positive cash flow?

Real Estate investorsMaking money in Real Estate is still considered a potential business in major cities like Miami, Miami Beach, Orlando, New York, Los Angels and Las Vegas among some others. The National Association of Realtors has described " investors" as non-occupying homebuyers. - Florida Real Estate Articles - Real Estate investors

Mortgage Articles

What type of Mortgage Loan is better for you?There are different types of mortgages for you to choose. It all depends on your home buying needs, credit report, employment history and assets. First off, see how much you can borrow by using BLUE ONE Realty mortgage calculator. Pre-qualifications and pre-approvals are crucial steps to follow up in any type of mortgage loans whether they are for a home buying or refinancing... - Mortgage Articles - What type of Mortgage Loan is better for you?

Mortgage-Verifying Your Down PaymentIf you are a first time homebuyer, your upcoming down payment to buy a home needs to be verified. Receiving money from a family member as a gift means that your lender will require a gift letter and for which he must provide a form to fill. The gift letter must be clear enough about these funds by stating that the money comes from a gift and that is not required to pay it back. The gift letter to buy a home is a requirement... - Mortgage Articles - Mortgage-Verifying Your Down Payment-The gift letter to buy a home

Florida Cities

Florida CitiesFlorida is very well known as a State with many beautiful cities for their beaches, recreational areas, parks, shopping, business opportunities in which Real Estate investments are included and more!

Sell Your Home

By visiting this section you can be informed about the home selling process and for how much your home should be valued and more…! - Sell your Home in Florida

Become an Agent

Becoming a BLUE ONE Realty Agent is one of the best decisions you will make in your Real Estate careers, and as we all know, in Real Estate as in Life is all about making good decisions... - Become a Real Estate Agent

About Us

BLUE ONE Realty is a lot more than a Real Estate company. We are a team of professionals who know how important and stressful buying or selling a home could be... - About BLUE ONE Realty

Testimonials

Well, I must confess that I had serious doubts about Brokers because I was recovering myself from a bad experience. So I was so cautious at first. However, I admit that working with BLUE ONE Realty all that trouble is now in the past. The agent that was assigned for me really helped me in selling my weekend home. I appreciate his ability to solve any inconveniencies efficiently. Real Estate Company testimonial by Norma Neil

I’m not too good giving testimonials but I certainly know that I’m very thankful to BLUE ONE Realty for helping me in buying a condo unit in which I’m currently living. Real Estate Company testimonial by G. Norris