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BLUE ONE Realty provide a basic explanation of the mortgage process in order to help you be familiar with it by understanding how it works.
A mortgage basically permits you to obtain a loan from a lender so you can buy a home with that money. There are many options for you to get a home loan but the crucial part of the entire thing is that you need to choose the right loan and be approved for it. Ask yourself: how much can I afford? Don't know the answer? Use BLUE ONE Realty home loan calculator here.
In BLUE ONE Realty we can help you get pre-approved for a home loan by analyzing your credit history the way the banks do, so you will certainly know the kind of mortgage payment you can afford.
BLUE ONE Realty wants you to feel professionally assisted in every step of your home buying process. Use this online calculator to know more about interest rates, loan amounts, monthly principal payments and more! Try BLUE ONE Realty Mortgage payment calculator
This affordability calculator will give you the maximum amount you can afford for a mortgage payment based on the information provided. Try the Affordability calculator
BLUE ONE Realty offers you this online loan calculator for you to compute the monthly payment based on the loan amount for which you qualified. Try the Loan calculator
See in real numbers how much you would be saving with a mortgage payment to buy a home compared to renting. Try the Rent versus buy calculator
BLUE ONE Realty provides this online refinance calculator for you to calculate how much you would be paying for a new mortgage based on the current loan for which you qualified to buy a home and the estimated value of the property. Try the Refinance calculator
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You have decided to buy a home in South Florida, but you are afraid about not having enough money to make the Real Estate transaction. Relax, you don't always need 20 percent of the home value for the down payment. If you are determined to buy a home, let's say a home that is priced $280,000, the down payment could be only 5 percent of it. That would be $14,000. This means that you should save about $1,200 or so every month in one year, unless you have already started the saving process a year ago... - Saving money to buy a home in South Florida
Buying a home in South Florida is always a great idea. Market conditions are not always the way to go. Buying a home depends on your specific needs and if you wait too much, you may lose the opportunity of buying the home of your dreams. Of course, buyers' market give you the best choices. However, the hiring of a Real Estate Agent is even more important than the market by itself... - Can you buy a home in South Florida in today's market?
Florida Real Estate: Buy a larger home in South Florida or make any other type of Real Estate investment at a later time in Florida State due to the home wealth effect... - Florida Real Estate Articles - Home wealth, Buying Real Estate
Florida Real Estate: The Real Estate market is working on some additional strategies to handle better the evolution from recent home sellers' market for the upcoming months and years... - Florida Real Estate Articles - Real Estate industry
If an institution or foundation are giving somebody the loan of a certain amount of money and creating more loans by itself, they are called portfolio lenders. These institutions, organizations or foundations are frequently banks, savings & loans. A piece of their loan programs are portfolio results. Fixed rate loans or government loans are definitely engaging in mortgage banking and portfolio lending. If you made payments on a portfolio loan for over a year or two without any delaying, the loan will be considered as seasoned and becomes marketable... - Mortgage Articles - Mortgage Lenders: Portfolio Lenders
An intra-family mortgage is a private loan you can get from a family member like your parents, brothers, sisters, or any other person within the family that is credible by Real Estate to buy a home or to help you refinance an existing bank mortgage. Lender and borrower must choose a rate by taking into account that it is a transfer of private money for a mortgage loan not a family gift. Intra-family loans work different since you can handle how fast you will pay the two amounts by opting for an amortized payment, graduated or seasonal payments... - Mortgage Articles - Want to buy a home in Miami Florida? How about getting an intra-family mortgage?
By visiting this section you can be informed about the home selling process and for how much your home should be valued and more…! - Sell your Home in Florida
We were renting an apartment for about five years and for business purposes had to move to another city. An agent at BLUE ONE Realty was of so much help for us. Thanks so much for his unconditional help and professionalism! Real Estate Company testimonial by Patti and Jeff Morgan
Well, I must confess that I had serious doubts about Brokers because I was recovering myself from a bad experience. So I was so cautious at first. However, I admit that working with BLUE ONE Realty all that trouble is now in the past. The agent that was assigned for me really helped me in selling my weekend home. I appreciate his ability to solve any inconveniencies efficiently. Real Estate Company testimonial by Norma Neil