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Spending unnecessary money is the kind of compulsive instinct that may lead you to lose your biggest dream in life: buying a home.
You and your wife have been saving money for a very long time to buy a home in South Florida.
But, there is this instinct going around you like a temptation that invites you to go out and spend just a little on some new clothing for your wife and a new car for you!
Where is your dream home now? Oh! It’s still here and you are firmly determined to buy a single-family home.
You are just about to apply for a mortgage loan and get pre-qualified. The results show that according to your income and your last big spending, unfortunately you don’t have enough funds. So, before buying a home, don’t spend unnecessary money that can hurt your debt to income ratios.
If you buy a home first and make your monthly payments on time according to your loan program, this wi ll give you a good position to buy whatever you want later because your credit will be much better.
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